Husband-Wife, Comfortable Talking Money

Posted by Unknown on Saturday, December 22, 2012


Although less convenient, problems that arise because of money still to be discussed couples.

You mean frugal life, but the couple thinks you elite. Alternatively, your spouse wasteful, but uncertain income?! Is this situation can be discussed? Sure have, but there is a great way to discuss this issue without a fight.

The cause of divorce. Financial planners Allvine Maire, who is also the author of The Family CFO: The Couple Business Plan for Love and Money revealed that most couples do not know how exactly to talk about finances. Allvine observed, people react very emotional when talking about money, "Many husbands and wives choose not to talk about money than the edges a fight or even a divorce".

Keep emotions. Women usually associate money with a sense of security. Have savings and have a fixed income is their obsession. That is why, the husband's income is uncertain can create anxious wife. Because he could not predict that he will manage the fund each month.

Then, how uncomfortable discussing this topic? Following advice from the experts:
  • Choose an appropriate time, for example, at the moment was to relax and calm the situation. and relax. Or, find a specific time, such as after the kids to bed at night.
  • Show your good intentions to listen, when to invite couples to talk about money. Encourage couples to be together with you. Begin by telling a story, how your parents used to talk about financial issues. Then, tell your wish to talk about money.
  • Be honest with yourself about what you feel. If you are financially independent wife or a lot of money, usually you have anxiety bear the greatest responsibility in spending compared to your husband. You should honestly admit this. Indicate also the reason, why you are concerned. Then brainstorm the best way and the right for the two of you manage your family finances.
  • Stay on topic when you talk about money. Be objective, distance himself from the prejudices and attitudes subjective. If you and your partner discussion "offending" sensitive areas, remain cool-headed and exercise!
  • Involve the other hand, if you and your partner find it difficult to find the right way managing family finances. Even the family financial consultant can help you both change behavior and the way you both in the use of money.

Tighten the connection. Openness is highly dependent on the quality of your relationship with your partner. Solid emotional connection between you and your partner will facilitate the steps talking money without fear of sparking a quarrel. For that, you can start by being open to partner in managing the family finances. How:
  • Formulate goals and priorities. Disclose your financial goals with ease both walking towards this goal. For example, buying a home after five years of marriage, saving for children's education and other
  • Do not keep a secret and secretly spending money. It is a bad habit. Patterns like this one because you are not honest and to sabotage your financial plan.
    Sharing responsibility is one of the best ways to avoid arguments about money issues. Make a fair calculation, so that the responsibility of each in clear financial terms, such as who is making a living, who manages money spending, and so on. If you always feel comfortable when designing the family finances together or at least do not talk about money, then we can be sure your wedding will be safe from the fight that triggered this problem.

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