Let's count! How many credit cards in your wallet? Compare with answers Ligwina Hananto, Financial Planning Consultant on the number of credit cards are ideally owned (and used) your family?
Question:
Ideally, how many credit cards owned by the family and used for anything?
Answer:
One family ideally have 2 to 3 credit cards. Use it wisely. Requirement is simple: the bill must be paid 100%. Brave friction, dare to pay!
Division of its use:
1 card for regular spending, ranging from electricity bills, water, telephone, fitness center members, monthly expenditure to buy gasoline. If you do have a budget, this 1 card bills obvious amount every month.
1 card for party. Every time shopping, dining, leisure, messages tickets online, by electronic shopping with discounts, the card is ready. Requirement, you need to have a shopping account that is allocated to tertiary spending. This card can only be swiped if Account Shopping empty.
1 card again only needed as a back up. If you travel a lot on business, then these cards are swiped. In this way, the business activity does not interfere with work or family finances.
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